Contact us at [email protected] to arrange a no-obligation review, or call 714-375-6931 to speak to a member of our Business Accounts team.
Rates and terms are subject to change without notice.
Business Banking Variable Rates
Business Savings
Change Location
Alaska
California
Washington
08/15/2018
Product
Minimum Initial Deposit
Minimum Balance to Earn Dividends
Dividend Rate
Annual Percentage Yield (APY)
Business Savings
$5.00
$50.00
0.100%
0.10%
08/04/2020
Product
Minimum Initial Deposit
Minimum Balance to Earn Dividends
Dividend Rate
Annual Percentage Yield (APY)
Business Savings
$5.00
$50.00
0.050%
0.05%
08/04/2020
Product
Minimum Initial Deposit
Minimum Balance to Earn Dividends
Dividend Rate
Annual Percentage Yield (APY)
Business Savings
$5.00
$50.00
0.050%
0.05%
08/15/2018
Product
Minimum Initial Deposit
Minimum Balance to Earn Dividends
Dividend Rate
Annual Percentage Yield (APY)
Business Savings
$5.00
$50.00
0.100%
0.10%
08/04/2020
Product
Minimum Initial Deposit
Minimum Balance to Earn Dividends
Dividend Rate
Annual Percentage Yield (APY)
Business Savings
$5.00
$50.00
0.050%
0.05%
08/04/2020
Product
Minimum Initial Deposit
Minimum Balance to Earn Dividends
Dividend Rate
Annual Percentage Yield (APY)
Business Savings
$5.00
$50.00
0.050%
0.05%
06/04/2019
Product
Minimum Initial Deposit
Minimum Balance to Earn Dividends
Dividend Rate
Annual Percentage Yield (APY)
Business Savings
$5.00
$50.00
0.100%
0.10%
08/04/2020
Product
Minimum Initial Deposit
Minimum Balance to Earn Dividends
Dividend Rate
Annual Percentage Yield (APY)
Business Savings
$5.00
$50.00
0.050%
0.05%
Money Market
Change Location
Alaska
California
Washington
08/15/2018
Product
Minimum Initial Deposit
Minimum Balance to Earn Dividends
Dividend Rate
Annual Percentage Yield (APY)
Money Market Fund
$2,500
Up to $2,499
0.000%
0.00%
Money Market Fund
$2,500
$2,500 – $9,999
0.100%
0.10%
Money Market Fund
$2,500
$10,000 – $24,999
0.150%
0.15%
Money Market Fund
$2,500
$25,000 – $49,999
0.200%
0.20%
Money Market Fund
$2,500
$50,000 – $74,999
0.250%
0.25%
Money Market Fund
$2,500
$75,000 – $99,999
0.300%
0.30%
Money Market Fund
$2,500
$100,000 and Above
0.300%
0.30%
08/04/2020
Product
Minimum Initial Deposit
Minimum Balance to Earn Dividends
Dividend Rate
Annual Percentage Yield (APY)
Money Market Fund
$2,500
Up to $2,499
0.000%
0.00%
Money Market Fund
$2,500
$2,500 – $9,999
0.050%
0.05%
Money Market Fund
$2,500
$10,000 – $24,999
0.100%
0.10%
Money Market Fund
$2,500
$25,000 – $49,999
0.150%
0.15%
Money Market Fund
$2,500
$50,000 – $74,999
0.200%
0.20%
Money Market Fund
$2,500
$75,000 – $99,999
0.200%
0.20%
Money Market Fund
$2,500
$100,000 and Above
0.250%
0.25%
08/04/2020
Product
Minimum Initial Deposit
Minimum Balance to Earn Dividends
Dividend Rate
Annual Percentage Yield (APY)
Money Market Fund
$2,500
Up to $2,499
0.000%
0.00%
Money Market Fund
$2,500
$2,500 – $9,999
0.050%
0.05%
Money Market Fund
$2,500
$10,000 – $24,999
0.100%
0.10%
Money Market Fund
$2,500
$25,000 – $49,999
0.150%
0.15%
Money Market Fund
$2,500
$50,000 – $74,999
0.200%
0.20%
Money Market Fund
$2,500
$75,000 – $99,999
0.200%
0.20%
Money Market Fund
$2,500
$100,000 and Above
0.250%
0.25%
08/15/2018
Product
Minimum Initial Deposit
Minimum Balance to Earn Dividends
Dividend Rate
Annual Percentage Yield (APY)
Money Market Fund
$2,500
Up to $2,499
0.000%
0.00%
Money Market Fund
$2,500
$2,500 – $9,999
0.100%
0.10%
Money Market Fund
$2,500
$10,000 – $24,999
0.150%
0.15%
Money Market Fund
$2,500
$25,000 – $49,999
0.200%
0.20%
Money Market Fund
$2,500
$50,000 – $74,999
0.250%
0.25%
Money Market Fund
$2,500
$75,000 – $99,999
0.300%
0.30%
Money Market Fund
$2,500
$100,000 and Above
0.300%
0.30%
08/31/2020
Product
Minimum Initial Deposit
Minimum Balance to Earn Dividends
Dividend Rate
Annual Percentage Yield (APY)
Money Market Fund
$2,500
Up to $2,499
0.000%
0.00%
Money Market Fund
$2,500
$2,500 – $9,999
0.050%
0.05%
Money Market Fund
$2,500
$10,000 – $24,999
0.100%
0.10%
Money Market Fund
$2,500
$25,000 – $49,999
0.150%
0.15%
Money Market Fund
$2,500
$50,000 – $74,999
0.200%
0.20%
Money Market Fund
$2,500
$75,000 – $99,999
0.200%
0.20%
Money Market Fund
$2,500
$100,000 and Above
0.250%
0.25%
08/04/2020
Product
Minimum Initial Deposit
Minimum Balance to Earn Dividends
Dividend Rate
Annual Percentage Yield (APY)
Money Market Fund
$2,500
Up to $2,499
0.000%
0.00%
Money Market Fund
$2,500
$2,500 – $9,999
0.050%
0.05%
Money Market Fund
$2,500
$10,000 – $24,999
0.100%
0.10%
Money Market Fund
$2,500
$25,000 – $49,999
0.150%
0.15%
Money Market Fund
$2,500
$50,000 – $74,999
0.200%
0.20%
Money Market Fund
$2,500
$75,000 – $99,999
0.200%
0.20%
Money Market Fund
$2,500
$100,000 and Above
0.250%
0.25%
Product
Minimum Initial Deposit
Minimum Balance to Earn Dividends
Dividend Rate
Annual Percentage Yield (APY)
Product
Minimum Initial Deposit
Minimum Balance to Earn Dividends
Dividend Rate
Annual Percentage Yield (APY)
Business Banking Fixed Rates
Fixed Rate Accounts
$1,000 min. deposit
Change Location
Alaska
California
Washington
08/15/2018
Product
Certificate Term
Dividend Rate
APY*
3-Month Certificate
3 months
0.598%
0.60%
6-Month Certificate
6 months
1.094%
1.10%
1-Year Certificate
1 years
1.638%
1.65%
2-Year Certificate
2 years
1.834%
1.85%
3-Year Certificate
3 years
2.031%
2.05%
4-Year Certificate
4 years
2.178%
2.20%
5-Year Certificate
5 years
2.423%
2.45%
11/04/2020
Product
Certificate Term
Dividend Rate
APY*
3-Month Certificate
3 months
0.150%
0.15%
6-Month Certificate
6 months
0.250%
0.25%
1-Year Certificate
1 years
0.449%
0.45%
2-Year Certificate
2 years
0.598%
0.60%
3-Year Certificate
3 years
0.698%
0.70%
4-Year Certificate
4 years
0.747%
0.75%
5-Year Certificate
5 years
0.847%
0.85%
11/04/2020
Product
Certificate Term
Dividend Rate
APY*
3-Month Certificate
3 months
0.150%
0.15%
6-Month Certificate
6 months
0.250%
0.25%
1-Year Certificate
1 years
0.449%
0.45%
2-Year Certificate
2 years
0.598%
0.60%
3-Year Certificate
3 years
0.698%
0.70%
4-Year Certificate
4 years
0.747%
0.75%
5-Year Certificate
5 years
0.847%
0.85%
08/15/2018
Product
Certificate Term
Dividend Rate
APY*
3-Month Certificate
3 months
0.598%
0.60%
6-Month Certificate
6 months
1.094%
1.10%
1-Year Certificate
1 years
1.638%
1.65%
2-Year Certificate
2 years
1.834%
1.85%
3-Year Certificate
3 years
2.031%
2.05%
4-Year Certificate
4 years
2.178%
2.20%
5-Year Certificate
5 years
2.423%
2.45%
11/04/2020
Product
Certificate Term
Dividend Rate
APY*
3-Month Certificate
3 months
0.150%
0.15%
6-Month Certificate
6 months
0.250%
0.25%
1-Year Certificate
1 years
0.449%
0.45%
2-Year Certificate
2 years
0.598%
0.60%
3-Year Certificate
3 years
0.698%
0.70%
4-Year Certificate
4 years
0.747%
0.75%
5-Year Certificate
5 years
0.847%
0.85%
11/04/2020
Product
Certificate Term
Dividend Rate
APY*
3-Month Certificate
3 months
0.150%
0.15%
6-Month Certificate
6 months
0.250%
0.25%
1-Year Certificate
1 years
0.449%
0.45%
2-Year Certificate
2 years
0.598%
0.60%
3-Year Certificate
3 years
0.698%
0.70%
4-Year Certificate
4 years
0.747%
0.75%
5-Year Certificate
5 years
0.847%
0.85%
Product
Certificate Term
Dividend Rate
APY*
Product
Certificate Term
Dividend Rate
APY*
$25,000 min. deposit
Change Location
Alaska
California
Washington
08/15/2018
Product
Certificate Term
Dividend Rate
APY*
3-Month Certificate
3 months
0.648%
0.65%
6-Month Certificate
6 months
1.144%
1.15%
1-Year Certificate
1 year
1.687%
1.70%
2-Year Certificate
2 years
1.884%
1.90%
3-Year Certificate
3 years
2.080%
2.10%
4-Year Certificate
4 years
2.227%
2.25%
5-Year Certificate
5 years
2.472%
2.50%
11/04/2020
Product
Certificate Term
Dividend Rate
APY*
3-Month Certificate
3 months
0.200%
0.20%
6-Month Certificate
6 months
0.300%
0.30%
1-Year Certificate
1 years
0.499%
0.50%
2-Year Certificate
2 years
0.648%
0.65%
3-Year Certificate
3 years
0.747%
0.75%
4-Year Certificate
4 years
0.797%
0.80%
5-Year Certificate
5 years
0.896%
0.90%
11/04/2020
Product
Certificate Term
Dividend Rate
APY*
3-Month Certificate
3 months
0.200%
0.20%
6-Month Certificate
6 months
0.300%
0.30%
1-Year Certificate
1 year
0.499%
0.50%
2-Year Certificate
2 years
0.648%
0.65%
3-Year Certificate
3 years
0.747%
0.75%
4-Year Certificate
4 years
0.797%
0.80%
5-Year Certificate
5 years
0.896%
0.90%
08/15/2018
Product
Certificate Term
Dividend Rate
APY*
3-Month Certificate
3 months
0.648%
0.65%
6-Month Certificate
6 months
1.144%
1.15%
1-Year Certificate
1 year
1.687%
1.70%
2-Year Certificate
2 years
1.884%
1.90%
3-Year Certificate
3 years
2.080%
2.10%
4-Year Certificate
4 years
2.227%
2.25%
5-Year Certificate
5 years
2.472%
2.50%
11/04/2020
Product
Certificate Term
Dividend Rate
APY*
3-Month Certificate
3 months
0.200%
0.20%
6-Month Certificate
6 months
0.300%
0.30%
1-Year Certificate
1 year
0.499%
0.50%
2-Year Certificate
2 years
0.648%
0.65%
3-Year Certificate
3 years
0.747%
0.75%
4-Year Certificate
4 years
0.797%
0.80%
5-Year Certificate
5 years
0.896%
0.90%
11/04/2020
Product
Certificate Term
Dividend Rate
APY*
3-Month Certificate
3 months
0.200%
0.20%
6-Month Certificate
6 months
0.300%
0.30%
1-Year Certificate
1 year
0.499%
0.50%
2-Year Certificate
2 year
0.648%
0.65%
3-Year Certificate
3 year
0.747%
0.75%
4-Year Certificate
4 year
0.797%
0.80%
5-Year Certificate
5 year
0.896%
0.90%
Product
Certificate Term
Dividend Rate
APY*
Product
Certificate Term
Dividend Rate
APY*
$50,000 min. deposit
Change Location
Alaska
California
Washington
08/15/2018
Product
Certificate Term
Dividend Rate
APY*
3-Month Certificate
3 months
0.698%
0.70%
6-Month Certificate
6 months
1.193%
1.20%
1-Year Certificate
1 years
1.736%
1.75%
2-Year Certificate
2 years
1.933%
1.95%
3-Year Certificate
3 years
2.129%
2.15%
4-Year Certificate
4 years
2.276%
2.30%
5-Year Certificate
5 years
2.521%
2.55%
11/04/2020
Product
Certificate Term
Dividend Rate
APY*
3-Month Certificate
3 months
0.250%
0.25%
6-Month Certificate
6 months
0.349%
0.35%
1-Year Certificate
1 years
0.549%
0.55%
2-Year Certificate
2 years
0.698%
0.70%
3-Year Certificate
3 years
0.797%
0.80%
4-Year Certificate
4 years
0.847%
0.85%
5-Year Certificate
5 years
0.946%
0.95%
11/04/2020
Product
Certificate Term
Dividend Rate
APY*
3-Month Certificate
3 months
0.250%
0.25%
6-Month Certificate
6 months
0.349%
0.35%
1-Year Certificate
1 years
0.549%
0.55%
2-Year Certificate
2 years
0.698%
0.70%
3-Year Certificate
3 years
0.797%
0.80%
4-Year Certificate
4 years
0.847%
0.85%
5-Year Certificate
5 years
0.946%
0.95%
08/15/2018
Product
Certificate Term
Dividend Rate
APY*
3-Month Certificate
3 months
0.698%
0.70%
6-Month Certificate
6 months
1.193%
1.20%
1-Year Certificate
1 years
1.736%
1.75%
2-Year Certificate
2 years
1.933%
1.95%
3-Year Certificate
3 years
2.129%
2.15%
4-Year Certificate
4 years
2.276%
2.30%
5-Year Certificate
5 years
2.521%
2.55%
11/04/2020
Product
Certificate Term
Dividend Rate
APY*
3-Month Certificate
3 months
0.250%
0.25%
6-Month Certificate
6 months
0.349%
0.35%
1-Year Certificate
1 years
0.549%
0.55%
2-Year Certificate
2 years
0.698%
0.70%
3-Year Certificate
3 years
0.797%
0.80%
4-Year Certificate
4 years
0.847%
0.85%
5-Year Certificate
5 years
0.946%
0.95%
11/04/2020
Product
Certificate Term
Dividend Rate
APY*
3-Month Certificate
3 months
0.250%
0.25%
6-Month Certificate
6 months
0.349%
0.35%
1-Year Certificate
1 years
0.549%
0.55%
2-Year Certificate
2 years
0.698%
0.70%
3-Year Certificate
3 years
0.797%
0.80%
4-Year Certificate
4 years
0.847%
0.85%
5-Year Certificate
5 years
0.946%
0.95%
Product
Certificate Term
Dividend Rate
APY*
Product
Certificate Term
Dividend Rate
APY*
$100,000 min. deposit (Jumbo)
Change Location
Alaska
California
Washington
08/15/2018
Product
Certificate Term
Dividend Rate
APY*
3-Month Certificate
3 months
0.747%
0.75%
6-Month Certificate
6 months
1.243%
1.25%
1-Year Certificate
1 years
1.785%
1.80%
2-Year Certificate
2 years
1.982%
2.00%
3-Year Certificate
3 years
2.178%
2.20%
4-Year Certificate
4 years
2.325%
2.35%
5-Year Certificate
5 years
2.570%
2.60%
11/04/2020
Product
Certificate Term
Dividend Rate
APY*
3-Month Certificate
3 months
0.300%
0.30%
6-Month Certificate
6 months
0.399%
0.40%
1-Year Certificate
1 years
0.598%
0.60%
2-Year Certificate
2 years
0.747%
0.75%
3-Year Certificate
3 years
0.847%
0.85%
4-Year Certificate
4 years
0.896%
0.90%
5-Year Certificate
5 years
0.995%
1.00%
11/04/2020
Product
Certificate Term
Dividend Rate
APY*
3-Month Certificate
3 months
0.300%
0.30%
6-Month Certificate
6 months
0.399%
0.40%
1-Year Certificate
1 years
0.598%
0.60%
2-Year Certificate
2 years
0.747%
0.75%
3-Year Certificate
3 years
0.847%
0.85%
4-Year Certificate
4 years
0.896%
0.90%
5-Year Certificate
5 years
0.995%
1.00%
08/15/2018
Product
Certificate Term
Dividend Rate
APY*
3-Month Certificate
3 months
0.747%
0.75%
6-Month Certificate
6 months
1.243%
1.25%
1-Year Certificate
1 years
1.785%
1.80%
2-Year Certificate
2 years
1.982%
2.00%
3-Year Certificate
3 years
2.178%
2.20%
4-Year Certificate
4 years
2.325%
2.35%
5-Year Certificate
5 years
2.570%
2.60%
11/04/2020
Product
Certificate Term
Dividend Rate
APY*
3-Month Certificate
3 months
0.300%
0.30%
6-Month Certificate
6 months
0.399%
0.40%
1-Year Certificate
1 years
0.598%
0.60%
2-Year Certificate
2 years
0.747%
0.75%
3-Year Certificate
3 years
0.847%
0.85%
4-Year Certificate
4 years
0.896%
0.90%
5-Year Certificate
5 years
0.995%
1.00%
11/04/2020
Product
Certificate Term
Dividend Rate
APY*
3-Month Certificate
3 months
0.300%
0.30%
6-Month Certificate
6 months
0.399%
0.40%
1-Year Certificate
1 years
0.598%
0.60%
2-Year Certificate
2 years
0.747%
0.75%
3-Year Certificate
3 years
0.847%
0.85%
4-Year Certificate
4 years
0.896%
0.90%
5-Year Certificate
5 years
0.995%
1.00%
Product
Certificate Term
Dividend Rate
APY*
Product
Certificate Term
Dividend Rate
APY*
Dividends are compounded Monthly
*APY = Annual Percentage Yield
Rates are subject to change without notice. Dividends are calculated from date of deposit to date of withdrawal. Rates shown for certificates are contracted when the account is opened and upon renewal. Rates shown for primary savings, IRA savings, and checking accounts are projections only, since dividends are paid from available earnings declared at the end of the compounding period. SUBSTANTIAL PENALTY FOR EARLY WITHDRAWAL.
IRS Penalties may apply for Premature withdrawals. Please consult your tax professional for more information. Please refer to your IRA Plan Agreement and Disclosure.
Fees could reduce earnings on the account.
Business Line of Credit
Change Location
Alaska
California
Washington
08/15/2018
Product
Minimum Loan Limit
Maximum Term
Daily Periodic Rate
Annual Percentage Rate (APR)
Line-of-Credit (overdraft protection)
$1,000.00
Varies on amt. borrowed
0.025342% to 0.032417%
9.25% to 11.80%
Visa Platinum REWARDS
$1,000.00
Revolving
0.027397% to 0.049287%
9.00% to 17.99%
11/26/2018
Product
Minimum Loan Limit
Maximum Term
Daily Periodic Rate
Annual Percentage Rate (APR)
Line-of-Credit (overdraft protection)
$1,000.00
Varies on amt. borrowed
0.023287% to 0.033561%
8.50% to 12.25%
Visa Platinum REWARDS
$1,000.00
Revolving
0.027397% to 0.049287%
9.00% to 17.99%
11/26/2018
Product
Minimum Loan Limit
Maximum Term
Daily Periodic Rate
Annual Percentage Rate (APR)
Line-of-Credit (overdraft protection)
$1,000.00
Varies on amt. borrowed
0.023287% to 0.033561%
8.50% to 12.25%
Visa Platinum REWARDS
$1,000.00
Revolving
0.027397% to 0.049287%
9.00% to 17.99%
08/15/2018
Product
Minimum Loan Limit
Maximum Term
Daily Periodic Rate
Annual Percentage Rate (APR)
Line-of-Credit (overdraft protection)
$1,000.00
Varies on amt. borrowed
0.025342% to 0.032417%
9.25% to 11.80%
Visa Platinum REWARDS
$1,000.00
Revolving
0.027397% to 0.049287%
9.00% to 17.99%
11/26/2018
Product
Minimum Loan Limit
Maximum Term
Daily Periodic Rate
Annual Percentage Rate (APR)
Line-of-Credit (overdraft protection)
$1,000.00
Varies on amt. borrowed
0.023287% to 0.033561%
8.50% to 12.25%
Visa Platinum REWARDS
$1,000.00
Revolving
0.027397% to 0.049287%
9.00% to 17.99%
06/04/2019
Product
Minimum Loan Limit
Maximum Term
Daily Periodic Rate
Annual Percentage Rate (APR)
Line-of-Credit (overdraft protection)
$1,000.00
Varies on amt. borrowed
0.023287% to 0.033561%
8.50% to 12.25%
Visa Platinum REWARDS
$1,000.00
Revolving
0.027397% to 0.049287%
9.00% to 17.99%
Product
Minimum Loan Limit
Maximum Term
Daily Periodic Rate
Annual Percentage Rate (APR)
Product
Minimum Loan Limit
Maximum Term
Daily Periodic Rate
Annual Percentage Rate (APR)
Dividends are compounded Monthly
Rates are subject to change without notice. Dividends are calculated from date of deposit to date of withdrawal. Rates shown for certificates are contracted when the account is opened and upon renewal. Rates shown for business savings, and business checking accounts are projections only, since dividends are paid from available earnings declared at the end of the compounding period. * The minimum initial deposit for a Business Certificate is $1,000.00.
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