Business Rates at Denali

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WANT INFORMATION ABOUT RATES AND TERMS?

Contact us at [email protected] to arrange a no-obligation review, or call 714-375-6931 to speak to a member of our Business Accounts team.

Rates and terms are subject to change without notice.

Business Banking Variable Rates

Business Savings

Change Location

Alaska
California
Washington

08/15/2018

Product	Minimum Initial Deposit	Minimum Balance to Earn Dividends	Dividend Rate	Annual Percentage Yield (APY)
Business Savings	$5.00	$50.00	0.100%	0.10%

08/04/2020

Product	Minimum Initial Deposit	Minimum Balance to Earn Dividends	Dividend Rate	Annual Percentage Yield (APY)
Business Savings	$5.00	$50.00	0.050%	0.05%

08/04/2020

Product	Minimum Initial Deposit	Minimum Balance to Earn Dividends	Dividend Rate	Annual Percentage Yield (APY)
Business Savings	$5.00	$50.00	0.050%	0.05%

08/15/2018

Product	Minimum Initial Deposit	Minimum Balance to Earn Dividends	Dividend Rate	Annual Percentage Yield (APY)
Business Savings	$5.00	$50.00	0.100%	0.10%

08/04/2020

Product	Minimum Initial Deposit	Minimum Balance to Earn Dividends	Dividend Rate	Annual Percentage Yield (APY)
Business Savings	$5.00	$50.00	0.050%	0.05%

08/04/2020

Product	Minimum Initial Deposit	Minimum Balance to Earn Dividends	Dividend Rate	Annual Percentage Yield (APY)
Business Savings	$5.00	$50.00	0.050%	0.05%

06/04/2019

Product	Minimum Initial Deposit	Minimum Balance to Earn Dividends	Dividend Rate	Annual Percentage Yield (APY)
Business Savings	$5.00	$50.00	0.100%	0.10%

08/04/2020

Product	Minimum Initial Deposit	Minimum Balance to Earn Dividends	Dividend Rate	Annual Percentage Yield (APY)
Business Savings	$5.00	$50.00	0.050%	0.05%

Money Market

Change Location

Alaska
California
Washington

08/15/2018

Product	Minimum Initial Deposit	Minimum Balance to Earn Dividends	Dividend Rate	Annual Percentage Yield (APY)
Money Market Fund	$2,500	Up to $2,499	0.000%	0.00%
Money Market Fund	$2,500	$2,500 – $9,999	0.100%	0.10%
Money Market Fund	$2,500	$10,000 – $24,999	0.150%	0.15%
Money Market Fund	$2,500	$25,000 – $49,999	0.200%	0.20%
Money Market Fund	$2,500	$50,000 – $74,999	0.250%	0.25%
Money Market Fund	$2,500	$75,000 – $99,999	0.300%	0.30%
Money Market Fund	$2,500	$100,000 and Above	0.300%	0.30%

08/04/2020

Product	Minimum Initial Deposit	Minimum Balance to Earn Dividends	Dividend Rate	Annual Percentage Yield (APY)
Money Market Fund	$2,500	Up to $2,499	0.000%	0.00%
Money Market Fund	$2,500	$2,500 – $9,999	0.050%	0.05%
Money Market Fund	$2,500	$10,000 – $24,999	0.100%	0.10%
Money Market Fund	$2,500	$25,000 – $49,999	0.150%	0.15%
Money Market Fund	$2,500	$50,000 – $74,999	0.200%	0.20%
Money Market Fund	$2,500	$75,000 – $99,999	0.200%	0.20%
Money Market Fund	$2,500	$100,000 and Above	0.250%	0.25%

08/04/2020

Product	Minimum Initial Deposit	Minimum Balance to Earn Dividends	Dividend Rate	Annual Percentage Yield (APY)
Money Market Fund	$2,500	Up to $2,499	0.000%	0.00%
Money Market Fund	$2,500	$2,500 – $9,999	0.050%	0.05%
Money Market Fund	$2,500	$10,000 – $24,999	0.100%	0.10%
Money Market Fund	$2,500	$25,000 – $49,999	0.150%	0.15%
Money Market Fund	$2,500	$50,000 – $74,999	0.200%	0.20%
Money Market Fund	$2,500	$75,000 – $99,999	0.200%	0.20%
Money Market Fund	$2,500	$100,000 and Above	0.250%	0.25%

08/15/2018

Product	Minimum Initial Deposit	Minimum Balance to Earn Dividends	Dividend Rate	Annual Percentage Yield (APY)
Money Market Fund	$2,500	Up to $2,499	0.000%	0.00%
Money Market Fund	$2,500	$2,500 – $9,999	0.100%	0.10%
Money Market Fund	$2,500	$10,000 – $24,999	0.150%	0.15%
Money Market Fund	$2,500	$25,000 – $49,999	0.200%	0.20%
Money Market Fund	$2,500	$50,000 – $74,999	0.250%	0.25%
Money Market Fund	$2,500	$75,000 – $99,999	0.300%	0.30%
Money Market Fund	$2,500	$100,000 and Above	0.300%	0.30%

08/31/2020

Product	Minimum Initial Deposit	Minimum Balance to Earn Dividends	Dividend Rate	Annual Percentage Yield (APY)
Money Market Fund	$2,500	Up to $2,499	0.000%	0.00%
Money Market Fund	$2,500	$2,500 – $9,999	0.050%	0.05%
Money Market Fund	$2,500	$10,000 – $24,999	0.100%	0.10%
Money Market Fund	$2,500	$25,000 – $49,999	0.150%	0.15%
Money Market Fund	$2,500	$50,000 – $74,999	0.200%	0.20%
Money Market Fund	$2,500	$75,000 – $99,999	0.200%	0.20%
Money Market Fund	$2,500	$100,000 and Above	0.250%	0.25%

08/04/2020

Product	Minimum Initial Deposit	Minimum Balance to Earn Dividends	Dividend Rate	Annual Percentage Yield (APY)
Money Market Fund	$2,500	Up to $2,499	0.000%	0.00%
Money Market Fund	$2,500	$2,500 – $9,999	0.050%	0.05%
Money Market Fund	$2,500	$10,000 – $24,999	0.100%	0.10%
Money Market Fund	$2,500	$25,000 – $49,999	0.150%	0.15%
Money Market Fund	$2,500	$50,000 – $74,999	0.200%	0.20%
Money Market Fund	$2,500	$75,000 – $99,999	0.200%	0.20%
Money Market Fund	$2,500	$100,000 and Above	0.250%	0.25%

Product

Minimum Initial Deposit

Minimum Balance to Earn Dividends

Dividend Rate

Annual Percentage Yield (APY)

Product

Minimum Initial Deposit

Minimum Balance to Earn Dividends

Dividend Rate

Annual Percentage Yield (APY)

Business Banking Fixed Rates

Fixed Rate Accounts

$1,000 min. deposit

Change Location

Alaska
California
Washington

08/15/2018

Product	Certificate Term	Dividend Rate	APY*
3-Month Certificate	3 months	0.598%	0.60%
6-Month Certificate	6 months	1.094%	1.10%
1-Year Certificate	1 years	1.638%	1.65%
2-Year Certificate	2 years	1.834%	1.85%
3-Year Certificate	3 years	2.031%	2.05%
4-Year Certificate	4 years	2.178%	2.20%
5-Year Certificate	5 years	2.423%	2.45%

08/31/2020

Product	Certificate Term	Dividend Rate	APY*
3-Month Certificate	3 months	0.250%	0.25%
6-Month Certificate	6 months	0.399%	0.40%
1-Year Certificate	1 years	0.549%	0.55%
2-Year Certificate	2 years	0.747%	0.75%
3-Year Certificate	3 years	0.797%	0.80%
4-Year Certificate	4 years	0.847%	0.85%
5-Year Certificate	5 years	0.896%	0.90%

08/31//2020

Product	Certificate Term	Dividend Rate	APY*
3-Month Certificate	3 months	0.250%	0.25%
6-Month Certificate	6 months	0.399%	0.40%
1-Year Certificate	1 years	0.549%	0.55%
2-Year Certificate	2 years	0.747%	0.75%
3-Year Certificate	3 years	0.797%	0.80%
4-Year Certificate	4 years	0.847%	0.85%
5-Year Certificate	5 years	0.896%	0.90%

08/15/2018

Product	Certificate Term	Dividend Rate	APY*
3-Month Certificate	3 months	0.598%	0.60%
6-Month Certificate	6 months	1.094%	1.10%
1-Year Certificate	1 years	1.638%	1.65%
2-Year Certificate	2 years	1.834%	1.85%
3-Year Certificate	3 years	2.031%	2.05%
4-Year Certificate	4 years	2.178%	2.20%
5-Year Certificate	5 years	2.423%	2.45%

08/312020

Product	Certificate Term	Dividend Rate	APY*
3-Month Certificate	3 months	0.250%	0.25%
6-Month Certificate	6 months	0.399%	0.40%
1-Year Certificate	1 years	0.549%	0.55%
2-Year Certificate	2 years	0.747%	0.75%
3-Year Certificate	3 years	0.797%	0.80%
4-Year Certificate	4 years	0.847%	0.85%
5-Year Certificate	5 years	0.896%	0.90%

08/31/2020

Product	Certificate Term	Dividend Rate	APY*
3-Month Certificate	3 months	0.250%	0.25%
6-Month Certificate	6 months	0.399%	0.40%
1-Year Certificate	1 years	0.549%	0.55%
2-Year Certificate	2 years	0.747%	0.75%
3-Year Certificate	3 years	0.797%	0.80%
4-Year Certificate	4 years	0.847%	0.85%
5-Year Certificate	5 years	0.896%	0.90%

Product

Certificate Term

Dividend Rate

APY*

Product

Certificate Term

Dividend Rate

APY*

$25,000 min. deposit

Change Location

Alaska
California
Washington

08/15/2018

Product	Certificate Term	Dividend Rate	APY*
3-Month Certificate	3 months	0.648%	0.65%
6-Month Certificate	6 months	1.144%	1.15%
1-Year Certificate	1 year	1.687%	1.70%
2-Year Certificate	2 years	1.884%	1.90%
3-Year Certificate	3 years	2.080%	2.10%
4-Year Certificate	4 years	2.227%	2.25%
5-Year Certificate	5 years	2.472%	2.50%

08/31/2020

Product	Certificate Term	Dividend Rate	APY*
3-Month Certificate	3 months	0.300%	0.30%
6-Month Certificate	6 months	0.449%	0.45%
1-Year Certificate	1 years	0.598%	0.60%
2-Year Certificate	2 years	0.797%	0.80%
3-Year Certificate	3 years	0.847%	0.85%
4-Year Certificate	4 years	0.896%	0.90%
5-Year Certificate	5 years	0.946%	0.95%

08/31/2020

Product	Certificate Term	Dividend Rate	APY*
3-Month Certificate	3 months	0.300%	0.30%
6-Month Certificate	6 months	0.449%	0.45%
1-Year Certificate	1 year	0.598%	0.60%
2-Year Certificate	2 years	0.797%	0.80%
3-Year Certificate	3 years	0.847%	0.85%
4-Year Certificate	4 years	0.896%	0.90%
5-Year Certificate	5 years	0.946%	0.95%

08/15/2018

Product	Certificate Term	Dividend Rate	APY*
3-Month Certificate	3 months	0.648%	0.65%
6-Month Certificate	6 months	1.144%	1.15%
1-Year Certificate	1 year	1.687%	1.70%
2-Year Certificate	2 years	1.884%	1.90%
3-Year Certificate	3 years	2.080%	2.10%
4-Year Certificate	4 years	2.227%	2.25%
5-Year Certificate	5 years	2.472%	2.50%

08/31/2020

Product	Certificate Term	Dividend Rate	APY*
3-Month Certificate	3 months	0.300%	0.30%
6-Month Certificate	6 months	0.449%	0.45%
1-Year Certificate	1 year	0.598%	0.60%
2-Year Certificate	2 years	0.797%	0.80%
3-Year Certificate	3 years	0.847%	0.85%
4-Year Certificate	4 years	0.896%	0.90%
5-Year Certificate	5 years	0.946%	0.95%

08/31/2020

Product	Certificate Term	Dividend Rate	APY*
3-Month Certificate	3 months	0.300%	0.30%
6-Month Certificate	6 months	0.449%	0.45%
1-Year Certificate	1 year	0.598%	0.60%
2-Year Certificate	2 year	0.797%	0.80%
3-Year Certificate	3 year	0.847%	0.85%
4-Year Certificate	4 year	0.896%	0.90%
5-Year Certificate	5 year	0.946%	0.95%

Product

Certificate Term

Dividend Rate

APY*

Product

Certificate Term

Dividend Rate

APY*

$50,000 min. deposit

Change Location

Alaska
California
Washington

08/15/2018

Product	Certificate Term	Dividend Rate	APY*
3-Month Certificate	3 months	0.698%	0.70%
6-Month Certificate	6 months	1.193%	1.20%
1-Year Certificate	1 years	1.736%	1.75%
2-Year Certificate	2 years	1.933%	1.95%
3-Year Certificate	3 years	2.129%	2.15%
4-Year Certificate	4 years	2.276%	2.30%
5-Year Certificate	5 years	2.521%	2.55%

08/31/2020

Product	Certificate Term	Dividend Rate	APY*
3-Month Certificate	3 months	0.349%	0.35%
6-Month Certificate	6 months	0.499%	0.50%
1-Year Certificate	1 years	0.648%	0.65%
2-Year Certificate	2 years	0.847%	0.85%
3-Year Certificate	3 years	0.896%	0.90%
4-Year Certificate	4 years	0.946%	0.95%
5-Year Certificate	5 years	0.995%	1.00%

08/31/2020

Product	Certificate Term	Dividend Rate	APY*
3-Month Certificate	3 months	0.349%	0.35%
6-Month Certificate	6 months	0.499%	0.50%
1-Year Certificate	1 years	0.648%	0.65%
2-Year Certificate	2 years	0.847%	0.85%
3-Year Certificate	3 years	0.896%	0.90%
4-Year Certificate	4 years	0.946%	0.95%
5-Year Certificate	5 years	0.995%	1.00%

08/15/2018

Product	Certificate Term	Dividend Rate	APY*
3-Month Certificate	3 months	0.698%	0.70%
6-Month Certificate	6 months	1.193%	1.20%
1-Year Certificate	1 years	1.736%	1.75%
2-Year Certificate	2 years	1.933%	1.95%
3-Year Certificate	3 years	2.129%	2.15%
4-Year Certificate	4 years	2.276%	2.30%
5-Year Certificate	5 years	2.521%	2.55%

08/31/2020

Product	Certificate Term	Dividend Rate	APY*
3-Month Certificate	3 months	0.349%	0.35%
6-Month Certificate	6 months	0.499%	0.50%
1-Year Certificate	1 years	0.648%	0.65%
2-Year Certificate	2 years	0.847%	0.85%
3-Year Certificate	3 years	0.896%	0.90%
4-Year Certificate	4 years	0.946%	0.95%
5-Year Certificate	5 years	0.995%	1.00%

08/31/2020

Product	Certificate Term	Dividend Rate	APY*
3-Month Certificate	3 months	0.349%	0.35%
6-Month Certificate	6 months	0.499%	0.50%
1-Year Certificate	1 years	0.648%	0.65%
2-Year Certificate	2 years	0.847%	0.85%
3-Year Certificate	3 years	0.896%	0.90%
4-Year Certificate	4 years	0.946%	0.95%
5-Year Certificate	5 years	0.995%	1.00%

Product

Certificate Term

Dividend Rate

APY*

Product

Certificate Term

Dividend Rate

APY*

$100,000 min. deposit (Jumbo)

Change Location

Alaska
California
Washington

08/15/2018

Product	Certificate Term	Dividend Rate	APY*
3-Month Certificate	3 months	0.747%	0.75%
6-Month Certificate	6 months	1.243%	1.25%
1-Year Certificate	1 years	1.785%	1.80%
2-Year Certificate	2 years	1.982%	2.00%
3-Year Certificate	3 years	2.178%	2.20%
4-Year Certificate	4 years	2.325%	2.35%
5-Year Certificate	5 years	2.570%	2.60%

08/31/2020

Product	Certificate Term	Dividend Rate	APY*
3-Month Certificate	3 months	0.399%	0.40%
6-Month Certificate	6 months	0.549%	0.55%
1-Year Certificate	1 years	0.698%	0.70%
2-Year Certificate	2 years	0.896%	0.90%
3-Year Certificate	3 years	0.946%	0.95%
4-Year Certificate	4 years	0.995%	1.00%
5-Year Certificate	5 years	1.045%	1.05%

08/31/2020

Product	Certificate Term	Dividend Rate	APY*
3-Month Certificate	3 months	0.399%	0.40%
6-Month Certificate	6 months	0.549%	0.55%
1-Year Certificate	1 years	0.698%	0.70%
2-Year Certificate	2 years	0.896%	0.90%
3-Year Certificate	3 years	0.946%	0.95%
4-Year Certificate	4 years	0.995%	1.00%
5-Year Certificate	5 years	1.045%	1.05%

08/15/2018

Product	Certificate Term	Dividend Rate	APY*
3-Month Certificate	3 months	0.747%	0.75%
6-Month Certificate	6 months	1.243%	1.25%
1-Year Certificate	1 years	1.785%	1.80%
2-Year Certificate	2 years	1.982%	2.00%
3-Year Certificate	3 years	2.178%	2.20%
4-Year Certificate	4 years	2.325%	2.35%
5-Year Certificate	5 years	2.570%	2.60%

08/31/2020

Product	Certificate Term	Dividend Rate	APY*
3-Month Certificate	3 months	0.399%	0.40%
6-Month Certificate	6 months	0.549%	0.55%
1-Year Certificate	1 years	0.698%	0.70%
2-Year Certificate	2 years	0.896%	0.90%
3-Year Certificate	3 years	0.946%	0.95%
4-Year Certificate	4 years	0.995%	1.00%
5-Year Certificate	5 years	1.045%	1.05%

08/31/2020

Product	Certificate Term	Dividend Rate	APY*
3-Month Certificate	3 months	0.399%	0.40%
6-Month Certificate	6 months	0.549%	0.55%
1-Year Certificate	1 years	0.698%	0.70%
2-Year Certificate	2 years	0.896%	0.90%
3-Year Certificate	3 years	0.946%	0.95%
4-Year Certificate	4 years	0.995%	1.00%
5-Year Certificate	5 years	1.045%	1.05%

Product

Certificate Term

Dividend Rate

APY*

Product

Certificate Term

Dividend Rate

APY*

Dividends are compounded Monthly

*APY = Annual Percentage Yield

Rates are subject to change without notice. Dividends are calculated from date of deposit to date of withdrawal. Rates shown for certificates are contracted when the account is opened and upon renewal. Rates shown for primary savings, IRA savings, and checking accounts are projections only, since dividends are paid from available earnings declared at the end of the compounding period. SUBSTANTIAL PENALTY FOR EARLY WITHDRAWAL.

IRS Penalties may apply for Premature withdrawals. Please consult your tax professional for more information. Please refer to your IRA Plan Agreement and Disclosure.

Fees could reduce earnings on the account.

Business Line of Credit

Change Location

Alaska
California
Washington

08/15/2018

Product	Minimum Loan Limit	Maximum Term	Daily Periodic Rate	Annual Percentage Rate (APR)
Line-of-Credit (overdraft protection)	$1,000.00	Varies on amt. borrowed	0.025342% to 0.032417%	9.25% to 11.80%
Visa Platinum REWARDS	$1,000.00	Revolving	0.027397% to 0.049287%	9.00% to 17.99%

11/26/2018

Product	Minimum Loan Limit	Maximum Term	Daily Periodic Rate	Annual Percentage Rate (APR)
Line-of-Credit (overdraft protection)	$1,000.00	Varies on amt. borrowed	0.023287% to 0.033561%	8.50% to 12.25%
Visa Platinum REWARDS	$1,000.00	Revolving	0.027397% to 0.049287%	9.00% to 17.99%

11/26/2018

Product	Minimum Loan Limit	Maximum Term	Daily Periodic Rate	Annual Percentage Rate (APR)
Line-of-Credit (overdraft protection)	$1,000.00	Varies on amt. borrowed	0.023287% to 0.033561%	8.50% to 12.25%
Visa Platinum REWARDS	$1,000.00	Revolving	0.027397% to 0.049287%	9.00% to 17.99%

08/15/2018

Product	Minimum Loan Limit	Maximum Term	Daily Periodic Rate	Annual Percentage Rate (APR)
Line-of-Credit (overdraft protection)	$1,000.00	Varies on amt. borrowed	0.025342% to 0.032417%	9.25% to 11.80%
Visa Platinum REWARDS	$1,000.00	Revolving	0.027397% to 0.049287%	9.00% to 17.99%

11/26/2018

Product	Minimum Loan Limit	Maximum Term	Daily Periodic Rate	Annual Percentage Rate (APR)
Line-of-Credit (overdraft protection)	$1,000.00	Varies on amt. borrowed	0.023287% to 0.033561%	8.50% to 12.25%
Visa Platinum REWARDS	$1,000.00	Revolving	0.027397% to 0.049287%	9.00% to 17.99%

06/04/2019

Product	Minimum Loan Limit	Maximum Term	Daily Periodic Rate	Annual Percentage Rate (APR)
Line-of-Credit (overdraft protection)	$1,000.00	Varies on amt. borrowed	0.023287% to 0.033561%	8.50% to 12.25%
Visa Platinum REWARDS	$1,000.00	Revolving	0.027397% to 0.049287%	9.00% to 17.99%

Product

Minimum Loan Limit

Maximum Term

Daily Periodic Rate

Annual Percentage Rate (APR)

Product

Minimum Loan Limit

Maximum Term

Daily Periodic Rate

Annual Percentage Rate (APR)

Dividends are compounded Monthly

Rates are subject to change without notice. Dividends are calculated from date of deposit to date of withdrawal. Rates shown for certificates are contracted when the account is opened and upon renewal. Rates shown for business savings, and business checking accounts are projections only, since dividends are paid from available earnings declared at the end of the compounding period. * The minimum initial deposit for a Business Certificate is $1,000.00.