Free Checking from Denali
Simple Free Checking — the name is simple, not the service. Denali’s Simple Free Checking gives you free, secure and robust banking tools that we offer to all of our members. This includes Online and Mobile Banking that let you bank with ease everywhere 24/7 and gives you free access to more than 30,000 CO-OP ATMs across the U.S. Our senior members who are 65 and over get an added benefit of waived fees.
See the chart below for other great features of Simple Free Checking.
| Feature or Benefit | Simple Free |
| Earns Dividends | |
| Overdraft Protection* |  |
| Reimbursed ATM Fees (up to $20 per month) | |
| Free Check Orders (up to $25 per order) | |
| Free Instant Issue Debit Card | |
| Paper Statements** | |
| Overdraft Fees for Returned Items | $30 per item |
| Bounce! Protection† | |
| Free Web and Mobile Banking | |
| Free Online Bill Pay | |
| Free Access to CO-OP Shared ATMs and Branches | |
| Monthly Fee | Free |
| How to Waive Monthly Fee | N/A |
| Opening Deposit | $25 |
* Overdraft protection: Free for Advantage, $7 per transfer for Simple and Opportunity, not available for Young Adult
** Free for Advantage, $2 per month for Simple, Opportunity and Young Adult
† $30 per item, up to a maximum of 4 charges per day