Opportunity Checking

For our members who like to keep higher balances and earn dividends on their checking account.

Feature or BenefitOpportunity
Earns DividendsYes
Overdraft Protection*Yes
Reimbursed ATM Fees  
Free Check Orders (up to $25 per order) 
Free Instant Issue Debit CardYes
Paper Statements**Yes
Overdraft Fees for Returned Items$30 per item
Bounce! Protection†Yes
Free Web and Mobile BankingYes
Free Online and Mobile Bill PayYes
Free Access to Co-Op Shared ATMs and BranchesYes
Monthly Fee$12
How to Waive Monthly Fee$2,500 monthly average checking account balance
Opening Deposit$25

* Overdraft protection: Free for Advantage, $7 per transfer, once daily, for all other checking accounts.

** Free for Advantage, $2 per month for Simple, Opportunity and Young Adult

† $30 per item, up to a maximum of 4 charges per day