OPPORTUNITY CHECKING

For members with higher balances who want to earn dividends

Apply Now ELEVATE YOUR MONEY

BECOME A MEMBER TODAY!

Or call 800-764-1123 (option 3)

Feature or Benefit Opportunity
Earns dividends Yes
Overdraft protection* Yes
Reimbursed ATM fees (up to $20 per month)  
Free check orders (up to $25 per order)  
Free instant issue debit card
Custom photo debit card** Yes
Paper statements*** Yes
Overdraft fees for returned items $30 per item
Bounce! protection† Yes
Free Web and Mobile Banking Yes
Free Online Bill Pay Yes
Free access to CO-OP ATMs and branches Yes
Monthly fee $12
How to waive monthly fee $2,500 monthly average checking account balance
Opening deposit $25
* Overdraft protection: Free for Advantage, $7 per transfer for Simple and Opportunity, not available for Young Adult
** Custom Photo Debit Card: One card free for Advantage and Young Adult, $10 for Simple and Opportunity
*** Free for Advantage, $2 per month for Simple, Opportunity and Young Adult
† $30 per item, up to a maximum of four charges per day