Every member is also an Owner!
Every member of Denali becomes an owner when they join the credit
union. As a not-for-profit financial institution, we are governed by our
membership. Earnings are returned to you, our members, in the form of
lower rates on loans, higher returns on savings, and outstanding
Your owner status creates a special relationship with Denali ’s
volunteer Board of Directors, elected from and by our members, who
represent you in high-level decision-making. As an owner, you have the
right to expect Denali to be financially secure, to comply with the
laws and regulations that govern it, and to responsibly manage members’
financial resources. Unlike many other financial institutions, our safe and sound business practices have allowed us to weather financial storms in solid standing.
Do you know the difference between a bank and a credit union?
You. You are the difference.
Did you know that as a member of Denali you are also an Owner?
This is a distinct advantage you have as a credit union member vs. a
bank customer. As a member-owned financial institution, we basically
exist to serve you. Click here for Ownership Bill of Rights.
Each member-owner plays a crucial role in the way the credit union is
operated by electing our Board of Directors which is responsible for
ensuring the credit union adequately represents what its member-owners
With this in mind, it is important that members not only understand
their rights as owners, but that they exercise those rights. For this
reason, your Board of Directors would like your feedback. Periodically,
articles will be placed on Nuvision’s web site and in newsletters
discussing member-owner issues. If there is any feedback, questions or
comments, we encourage that you email us at [email protected] or mail them to:
7812 Edinger Avenue
Huntington Beach, CA 92647
Attn: Ownership Linkage
We’ll make sure your voice is heard by addressing your inquiries and
letting you know how you can best take advantage of this unique banking
From Your Board of Directors